No yoga teacher wants or expects a student to get injured in their yoga class, especially when they have taken great care to be trained in and provide safe yoga. Unfortunately, even when yoga teachers and studios take all necessary precautions to prevent injury, accidents can occur unexpectedly. A student could slip and fall or strain a muscle, and the teacher or studio could be held liable for any resulting injuries. This is where liability insurance becomes crucial.
Liability insurance can help cover the costs of legal fees and any damages awarded to the injured party, potentially saving the teacher or studio from significant financial losses. And even though insurance can sound like a headache, taking steps to get set up with the coverage you need will provide greater peace of mind and professional confidence. Read on to learn more about the ins and outs of liability insurance and how Yoga Alliance Partners can help you.
What does liability insurance cover?
This type of insurance provides coverage for bodily injury and property damage claims, including but not limited to:
- Slip and fall accidents
- Accidental injury during yoga practice
- Injury caused by defective equipment
- Damage to property during a yoga class
Policies also cover legal fees and court costs associated with claims. All-in-all, it is a vital asset that offers great peace of mind and is a key component to any yoga business.
Liability insurance within Yoga Alliance Membership:
Many Yoga Alliance members have shared how valuable access to liability insurance truly is or has been for their business, and we are grateful to work with like-minded Insurance Partners to provide discounts on their services. These types of discounts are just a few of the many available to the Registered Yoga Teachers and Schools within Yoga Alliance, and are some of our top used and researched Member Benefits.
Our global Insurance Partners ensure that members have access to discounted liability insurance regardless of where they are located, and support our shared mission of providing high quality, safe, accessible, and equitable yoga around the world.
Yoga Alliance Insurance Partners include:
• Alliant Insurance – Available to members in the U.S.
• BGi – Available to members in the UK and UK territories, South Africa, and the extended EEA countries
• Gallagher – Available to members in Canada
• Japan Holistic Healthcare Association – Available to members in Japan
Managing a yoga business can be a big task, but it does not have to be overwhelming or risky. By exploring your options and obtaining liability insurance, you can remain focused and teach or practice with confidence and clarity.